:root{box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px);
--navy:#0b2545;--navy2:#13315c;--coal:#2b2f36;--acc:#f59e0b;--acc2:#d97706;--bg:#fff;--soft:#f3f6fa;--tx:#1b2430;--mut:#55627a;--card:#fff;--bd:#dde4ee}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--bg:#0d1520;--soft:#121c2b;--tx:#e8edf5;--mut:#a3b0c4;--card:#162235;--bd:#25354d}}
:root[data-theme="dark"]{--bg:#0d1520;--soft:#121c2b;--tx:#e8edf5;--mut:#a3b0c4;--card:#162235;--bd:#25354d}
html{scroll-padding-top:env(safe-area-inset-top,0px);scroll-behavior:smooth}
*,*::before,*::after{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--tx);font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
h1,h2,h3{line-height:1.2;margin:0 0 .6em;font-weight:800;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5.5vw,3.4rem)}h2{font-size:clamp(1.6rem,3.5vw,2.3rem)}h3{font-size:1.15rem}
a{color:inherit}img,svg{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
section{padding:72px 0}.soft{background:var(--soft)}
.eyebrow{color:var(--acc2);font-weight:700;text-transform:uppercase;font-size:.8rem;letter-spacing:.12em;margin-bottom:.5em}
.btn{display:inline-block;padding:13px 24px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font:inherit;font-weight:700;transition:transform .2s,background .2s}
.btn:hover{transform:translateY(-2px)}
.btn-a{background:var(--acc);color:#1a1200}.btn-a:hover{background:#fbbf24}
.btn-o{border-color:#fff;color:#fff}.btn-o:hover{background:rgba(255,255,255,.12)}
.btn-n{background:var(--navy);color:#fff}
:focus-visible{outline:3px solid var(--acc);outline-offset:2px}
header{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;box-shadow:0 2px 12px rgba(0,0,0,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{font-weight:800;font-size:1.25rem;text-decoration:none;display:flex;align-items:center;gap:8px}
.logo b{background:var(--acc);color:#1a1200;border-radius:6px;padding:2px 8px}
.logo img{height:50px;width:auto;background:#fff;border-radius:8px;padding:3px 10px;display:block}
nav ul{display:flex;gap:6px;list-style:none;margin:0;padding:0;align-items:center}
nav a.l{padding:8px 12px;text-decoration:none;border-radius:6px;font-weight:600;font-size:.95rem}
nav a.l:hover,nav a.l.on{background:rgba(255,255,255,.12)}
.burger{display:none;background:none;border:0;color:#fff;font-size:1.8rem;cursor:pointer}
@media(max-width:900px){.burger{display:block}nav{position:absolute;left:0;right:0;top:68px;background:var(--navy2);display:none;padding:10px 20px 20px}nav.open{display:block}nav ul{flex-direction:column;align-items:stretch}nav a.l{display:block}}
.hero{background:linear-gradient(135deg,rgba(11,37,69,.93),rgba(43,47,54,.88)),var(--hero-img,repeating-linear-gradient(45deg,#13315c 0 14px,#0f2a4d 14px 28px));background-size:cover;background-position:center;color:#fff;padding:96px 0 84px}
.hero p{font-size:1.15rem;max-width:640px;color:#dbe5f3}
.row{display:flex;gap:14px;flex-wrap:wrap;margin:24px 0}
.chips{display:flex;gap:10px;flex-wrap:wrap;margin:0;padding:0;list-style:none}
.chips li{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);border-radius:99px;padding:6px 14px;font-size:.92rem}
.chips li::before{content:"✓ ";color:var(--acc)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media(max-width:800px){.two{grid-template-columns:1fr;gap:28px}}
.ph{min-height:300px;border-radius:14px;background:linear-gradient(rgba(11,37,69,.55),rgba(11,37,69,.55)),var(--img,repeating-linear-gradient(45deg,#13315c 0 14px,#0f2a4d 14px 28px));background-size:cover;background-position:center;display:flex;align-items:flex-end;padding:14px;color:#fff;font-size:.8rem}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.card{background:var(--card);border:1px solid var(--bd);border-radius:14px;padding:26px;transition:transform .25s,box-shadow .25s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-5px);box-shadow:0 14px 30px rgba(11,37,69,.15)}
.card p{color:var(--mut);flex:1;margin:0 0 14px}
.ico{width:52px;height:52px;border-radius:12px;background:var(--navy);display:grid;place-items:center;margin-bottom:16px}
.ico svg{width:28px;height:28px;stroke:var(--acc);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.more{font-weight:700;color:var(--acc2);text-decoration:none}.more:hover{text-decoration:underline}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px;position:relative}
.step{background:var(--card);border:1px solid var(--bd);border-radius:14px;padding:26px;border-top:4px solid var(--acc);counter-increment:s}
.step::before{content:counter(s);display:block;font-size:2.2rem;font-weight:800;color:var(--acc2)}
.step p{color:var(--mut);margin:0}
.cta{background:linear-gradient(135deg,var(--navy),var(--coal));color:#fff;text-align:center}
.cta p{max-width:620px;margin:0 auto 20px;color:#dbe5f3}
.pagehead{background:var(--navy);color:#fff;padding:56px 0}.pagehead p{color:#dbe5f3;max-width:700px;margin:0}
.crumb{font-size:.88rem;color:#b9c8de;margin-bottom:10px}.crumb a{color:#b9c8de}
.notice{background:#fff7e0;color:#4a3500;border-left:5px solid var(--acc);padding:14px 18px;border-radius:8px;margin:0 0 20px}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
ul.ck{list-style:none;padding:0}ul.ck li{padding-left:28px;position:relative;margin-bottom:8px}ul.ck li::before{content:"✓";position:absolute;left:0;color:var(--acc2);font-weight:800}
footer{background:var(--coal);color:#cfd6e2;padding:56px 0 24px}
footer .grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
footer h3{color:#fff;font-size:1rem}footer ul{list-style:none;padding:0;margin:0}footer li{margin-bottom:6px}footer a{text-decoration:none}footer a:hover{color:var(--acc)}
.copy{border-top:1px solid #444b57;margin-top:32px;padding-top:18px;font-size:.88rem}
.sticky{display:none}
@media(max-width:800px){.sticky{display:block;position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));z-index:40;text-align:center;box-shadow:0 6px 18px rgba(0,0,0,.35)}body{padding-bottom:70px}}
.rv{opacity:0;transform:translateY(18px);transition:opacity .6s,transform .6s}.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}.rv{opacity:1;transform:none}}